Parent Super Visa health insurance is designed to cover the costs of medical emergency treatment while a Super Visa holder is in Canada.
Canada, Family Visa

Canada Super Visa Insurance for Parents

Super Visa health insurance, also known as Super Visa travel and visitors insurance, is designed to cover the costs of medical emergency treatment while a Super Visa holder is in Canada. A Super Visa is a ten-year visa that allows multiple entries. It allows parents and grandparents to come to Canada and stay for up to two years straight without having to renew their status or leave Canada. More details on the process and eligibility of super visa is available on our this article link.

There is no yearly quota for Super Visa applications, unlike the Parent and Grandparent Program (PGP), and they are processed reasonably swiftly. Because the Super Visa holders are not considered as a permanent residents of Canada, they must have specialized private medical coverage in case any medical treatment is required in Canada. 

Importance of Super Visa Insurance

Emergency health insurance is required for Super Visa visitors to Canada, and it can be costly depending on the traveler’s age and whether they require coverage for pre-existing medical conditions. However, if you need to file an insurance claim in Canada and discover you bought the wrong coverage, it might be even more costly. If you don’t engage a knowledgeable insurance advisor to search around and assist you select adequate coverage, you can miss an essential item in the fine print.

When buying your super visa insurance, we recommend using a broker who specializes in travel insurance (it won’t cost you anything extra, rather it will help you get the best policy). 

Minimum Coverage Requirements for Super Visa Insurance

Super Visa insurance policy must be purchased from a Canadian insurance firm. The coverage should include the routine health care, repatriation, and hospitalization in case it is required. Moreover, it must be valid for each time the parent or grandparent enters Canada and must have a minimum coverage level of CAD $100,000. The parent or grandparent must be able to show an official proof of their Canadian Super Visa insurance at the port of entry.

Cost of Super Visa Medical Insurance

The cost of Super Visa insurance and the types of coverage available may differ depending on your destination province or region. Super Visa insurance can be purchased for a single parent or grandparent, or for a couple. When a couple travels together, they may be able to save money on individual Super Visa insurance plans. The cost of Super Visa insurance is normally between CAD$100 and $200 per month, with the possibility of going higher. When buying your super visa insurance, we recommend using a broker who specializes in travel insurance (it won’t cost you anything extra, and it will help you get the best policy).

Substitute of Super Visa

The Super Visa insurance programme is meant to protect the parents and grandparents of a Canadian citizen or permanent residents who are visiting Canada for up to two years. If you or a family member do not meet the requirements for a Super Visa, you may have other options of visiting your loved ones on a normal visitor visa. Many people travel to Canada on visitor visas or merely with their passports if they are from a visa-exempt country for periods of less than six months.

The Parents and Grandparents Sponsorship Program (PGP) may be of interest to anyone who want to sponsor their parents or grandparents to come to Canada permanently. Citizens and permanent residents of Canada can sponsor their parents and grandparents to become permanent residents of Canada through this programme. In 2021, the PGP has received a record-breaking 30,000 applications from Immigration, Refugees, and Citizenship Canada (IRCC).

Canada has made a strong commitment to preserving family unity. Whether you want to spend a family vacation together or your parents want to be close by to watch their grandkids grow up, Canada’s super visa programme is the best answer you’ve been waiting for.

Related Article: Canada Super Visa for Parents – A Comprehensive Guide